Individual Services

Financial Lifestyle Overview

We check every aspect of your financial life from your medical cover through life and disability to your local and international savings for the short, medium and long term. We take all factors into account when deciding on your investments including your preferences, age, risk profile, personal commitments and lifestyle goals. We will compile a full financial analysis indicating your current position and future requirements; showing shortfalls and giving a clear path to your financial health. Step by step we will help you maximise your assets throughout your life and build your wealth.

Our aim is to maximise your returns in varied areas and ensure your independence at retirement taking tax and estate planning into account to maximise your wealth.

Investments are diversified, locally and abroad to reduce risk. We will look at all investment options including unit trusts, linked products, share portfolios, tracker funds and tax efficient investments.

We advise on your current tax situation, complete and submit your tax return for you. We take care of all the paperwork. We also do estate planning using local and offshore Trusts and advise on salary structuring to optimize your net take-home pay.

We offer accounting services which include all SARS returns via e-filing and Annual Financial Statement preparation.

We advise on how a business should be sold to the next generation of owners; including funding the purchase price and the various consequences.

The entire range of risk cover is offered including personal life cover, lump sum disability cover, income replacement plans, dreaded disease cover and children's education cover.

We administer and monitor every aspect of Pension and Provident funds ensuring the understanding and satisfaction of both the employers and the fund members. Our member support includes workshops, annual presentations, one-on-one meetings with members and constant communication.

We keep abreast of legislative changes, ensure all governance processes are implemented, regularly review the benefit structure of the fund, monitor investment choices and provide frequent feedback to the members on their fund's performance.

In the event of a member leaving the fund or retiring, we ensure speedy pay-outs. In the event of the death of a member, we assist the beneficiaries handling all the paperwork.

Accounting Services
Completion of Annual Financial Statements for Companies, CC's and Trusts (No audits or independent reviews)
E-filing of all SARS Returns
Tax Structuring
Succession and Estate Planning
Offshore Trusts and Exchange Control